Essential guidance for Payday Super
Payday Super becomes mandatory from 1 July 2026 – here’s what your business needs to prepare.
$200M +
ATO penalties for super underpayment1
$1.1B +
Returned to individuals Super Funds1
$8.9M
Employees will secure higher retirement savings2
What is Payday Super?
Payday Super is now law and kicks off from 1 July 2026! As an employer, this change means you will need to make superannuation payments at the same time as employees’ wages, making tracking easier and ensuring timely contributions. With Payday Superannuation, employees will clearly see their super contributions and know their employers are meeting their obligations. To prepare for this change, now is the time to take proactive steps and review your super setups and understand your responsibilities.
Don’t wait – start getting ready today!
FAQ
Your Payday Super Fast Facts
Get started with the help of our FAQs
GUIDE
Top up your Payday Super knowledge
Review a quick Payday Super Readiness Guide.
GUIDE
How To Prepare for Key Changes
Download your Payday Super readiness calendar.
ARTICLE
Superannuation Recap
A brief summary for Superannuation legislation.
Checklist
Staying on track for 1 July 2026
A simple compliance checklist for Payroll Managers.
TEMPLATES
Streamlined Employee Communication
Sample email templates for seamless Payday Super communication.
FAQs
Your Payday Superannuation questions answered
When does Payday Super start?
Payday super becomes mandatory from 1 July 2026. From this date, employers must pay superannuation at the same time as wages. The Federal Government passed the law on 4 November 2025.
Should I start paying super on payday right now?
You don’t need to change your payroll system to pay super on payday before 1 July 2026. However, consider adjusting your cash flow now to prepare for paying super more often instead of every few months.
What should small businesses know about Payday Super?
Small businesses should start planning their cash flow to include superannuation payments with each payroll. Payday Super will require you to make super contributions every week, two weeks, or month, instead of just four times a year.
What about returned super contributions?
Right now, super funds have 20 business days to manage returned contributions. Starting 1 July 2026, that time will drop to 3 business days, which means you’ll need to process any return payments faster.
To find out more how we can support you,speak to one of our advisers
1 ATO returns over $1 billion in unpaid super to employees | Australian Taxation Office
2 Payday Super factsheet